If someone told you MTN mobile money is just about sending and receiving money and cashing-out then they lied. The ubiquitous mobile money service has a lot of services to meet just about the needs of every Ghanaian; individuals and businesses.
Bill Payments: Your bill payment gets easier with MTN Mobile Money. Thus MTN MoMo is your one-stop shop for all your bill payments. MTN mobile money facilitates bill payments for major service providers including ECG, DSTv, GoTv, Ghana Water, Startimes, School fees and general payments. You could be watching the 2018 World Cup with friends, sitting in an office, or simply relaxing at home; just pick up your mobile phone dial *170# select option 2 and payment is done.
Airtime Purchases: Imagine running out of airtime talking with your sweetheart or your business partner. Don’t worry to get a scratch card to buy. You can top up your airtime right from the MTN mobile money menu. Unlike scratch cards which comes with specified prices, MTN mobile money allows you to buy any amount of airtime you wish to buy even fifty pesewas.
Yello Save: It is a savings product in partnership with Fidelity Bank. The Yello Save Account is designed to give subscribers of MTN mobile money a convenient way to save and earn interest of up to 12% per annum.
Qwik Loans: The “Qwikloan” service was designed to provide convenience to MTN mobile money subscribers to access micro-credits in times of need to enhance their lives. The service which is opened to all MTN mobile money subscribers is however available to those who frequently perform transactions such as sending and receiving money, airtime purchases among others. It is an instant way to access cash loans from a minimum of GHS25 to GHS1,000 at any time. To check whether you qualify, simply dial *170# and select option 6 and follow the steps.
Purchase of Treasury Bills: You must be wondering how that is possible. Yeah it is possible for one to make some investment into the government of Ghana treasury bills by using MTN mobile money. One can invest as little as GHS5 in Treasury Bills for 90, 180 or 365 days depending on your investment goals. Investment made easy with mobile money.
My Own Pension: Pension has been made easy with the arrival of “my own pension” onto the Ghana market. The service is aimed at bringing pension services closer to the doorstep of Ghanaians' especially the informal Ghana market. It is a voluntary retirement plan which provides secured retirement income to individuals mostly in the informal sector. You are not a SSNIT contributor because you are not in the formal sector, don’t worry “My Own Pension” is a great option for you.
Account to wallet transfers: This service allows an MTN mobile money subscriber to link his wallet to his bank account. Once the linkage is done, one can seamlessly transfer funds from his mobile money account to his bank account and vice versa. So the next time you want to deposit money into your bank account just put that money into your MTN mobile money account and transfer same into your bank account. Instant free transfer to bank account made easy with MTN mobile money.
Cardless ATM withdrawals: Are you tired of carrying your bank card around. No need to worry now. MTN mobile money makes it possible for you to withdraw money from your wallet via an Automatic Teller Machine (ATM). Go to any GTBank, Ecobank or Fidelity Bank ATM, select cardless withdrawal and there you go.
Remember, you do not need to withdraw monies before it can be spent. You can spend money directly from you MTN mobile money wallet by making some transfers to pay the person you owe, buy airtime for your phone, pay your electricity and DSTV bills, invest some into T-Bill and still have some left to transfer into your bank account.